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Mr. and Mrs. Neilander bought their three bedroom home in Connecticut in 2006 for themselves and their three small children. Aegis Lending Corporation originated their loan. It seemed that they were living the American Dream, until the Neilanders started reading various blogs and news articles that informed them that their “American Dream” might have turned into an “American Nightmare” because of what the commercial banks had done as a result of their greed. You see — the Neilanders found out that American homeowner’s around the nation might be paying the wrong company for their mortgage payment. They learned that in most cases there are multiple trusts and multiple beneficiaries existing — which makes it virtually impossible for the correct owner of the debt to be accurately identified.Jonathan A. Kaplan
Martha Croog, LLC
The Brownstone
190 Trumbull Street, Second Floor
Hartford, CT 06103
http://www.marthacroog.com/martha_croog.html
Mr. Neilander asked Attorney Martha Croog if she knew anything about the strangers potentially stalking his family. According to Neilander, Attorney Martha Croog acted completely appalled that he would even suggest such a thing. She then categorically denied the allegation that the lawyers had any knowledge of any such thing. However, once Mr. Neilander informed Martha Croog that he would be asking the police to investigate – and inform the judge in the case — The Honorable Judge Janet Hall) – all of a sudden Ms. Croog’s memory seemed to come back. This is because she now admitted to Mr. Neilander that her client (SLS and RMS) were indeed sending some unknown strangers to their home. Yet Attorney Martha Croog absolutely refused to give Mr. Neilander the names of these strangers who came to his house – but simply said: “We won’t send them to your home anymore.” However, didn’t Croog just say that it was her client that sent the strangers and not the law firm? So why would she say “we won’t send them to your home anymore” and then act as if she had authority to stop it? Is it because it actually was the law firm who had sent them?Mortgage Fraud in the past ten years, hundreds of thousands of residential mortgages were bundled together (often in groups of about 5,000 mortgages and other negotiable instruments with an average worth of 1 billion dollars), and investors were offered the opportunity to buy shares of each bundle/certificates. This process is called securitization. Securitization is a structured finance process that distributes risk by aggregating debt instruments in a pool, then issues new securities backed by the pool. The term “Securitization” is derived from the fact that the forms of financial instruments used to obtain funds from the investors are securities. As a portfolio risk backed by amortizing cash flows – and unlike general corporate debt – the credit quality of securitized debt is non-stationary due to changes in volatility that are time-structured dependent. If the transaction is properly structured and the pool performs as expected, the credit risk of all tranches of structured debt improves; if improperly structured, the affected tranches will experience dramatic credit deterioration and loss. All assets can be securitized so long as they are associated with cash flow. Hence, the securities which are the outcome of securitization processes are termed asset-backed securities (ABS). From this perspective, securitization could also be defined as a financial process leading to an issue of an ABS. This is a highly complex process which was developed by Wall Street. Basically, Wall Street figured a way to turn a 30 year mortgage, with small monthly payments, into instant, large sums of cash, which could and was, which was sold before the borrower even signed the Note, then sold or pledged and/or utilized multiple times over.However, this is a very complex issue that judges and politicians are having a hard time wrapping their mind around. This is because the banks have done an excellent job in creating subsidiary – after subsidiary – after subsidiary — and affiliate - after affiliate – after affiliate – and corporate veil - after corporate veil – after corporate veil — just so they can hide behind all the companies they created or contracted to avoid ever being held accountable.

Therefore, unfortunately, I am guessing that the Honorable Judge Janet Hall watching Darrell Neilander and the bank attorney going back and forth in court — while Darrell asks the bank attorney who owned his loan and when they owned it — simply might look a lot like something out of that Abbot and Costello standup. For example, let’s pretend that you are the judge watching Darrell (Abbott) ask the attorney (Costello) who owns what – when – where – and how — and let’s see if you as the judge can follow the conversation in a way that you can wrap your mind around what company owned the loan at what time — and who owns it now.Now the judge may wonder why the other investors are not making any claims to the loan if there are multiple investors and multiple beneficiaries – while not understanding that they are not making any claims because they have already been paid off by the insurance. That is why in the end we hope that the Honorable Judge Janet Hall and all judges will realize that it was basically one big insurance fraud scam from the beginning – to middle – to end — in which you the taxpayer were scammed out 16.6 trillion dollars and your homes.

Now remember Mr. Neilander — they are not too big to hit — but they are too big to miss.

They may also be too big to fail — but they are not too big for jail. (Wink)

Their names are the Neilanders AND THEY ARE FIGHTING BACK!