My Banking Direct

Be WARY of NYCB.Com aka My Banking Direct aka New York Community Bank.
This is the MOST ABUSIVE, DECEPTIVE, WORST online bank.
The problems include, but are NOT limited to the following:
1). The bank FALSELY advertised 1.14% interest on money market accounts.
2). The bank FALSELY advertised an "easy application process."
3). The bank used deceptive advertising and bail and switch tactics to lure prospective customers.
4). Once the application Process begins, it is extremely lengthy, difficult, and demands days and days of sending in more and more proof of identification via regular physical mail, which is dangerous to the consumer, and many other documents for the approval process.
5). Once the consumer is approved and deposits money, the bank REFUSES TO ACTUALLY GIVE THE FULL 1.14% ADVERTISED AND FALSELY "PROMISED" INTEREST.
External transfers take FAR longer than seven business days and cause problems with money reaching its destination promptly and thus causes residual trouble with other situations for the consumer.
6). Online bill pay is an exercize in futility, as any customer with two separate accounts and who correctly specifies and signs up for Bill Pay of specific bills to COME FROM ONE SPECIFIC ACCOUNT, WILL SUFFER THE CONSEQUENCES OF INCOMPETENT STAFF AND TRULY STUPID BANKING SYSTEM THAT WILL, AT ITS OWN DESIRES, PAY THE BILL FROM THE OTHER ACCOUNT AND CAUSE MANY PROBLEMS BY TAKING MONEY FROM THE OTHER UNAUTHORIZED ACCOUNT (INSTEAD OF THE SPECIFIED ACCOUNT) TO PAY THAT BILL ( THUS CAUSING THAT ACCOUNT TO RUN LOWER THAN EXPECTED ON FUNDS AND CAUSE YET MORE PROBLEMS)
7). For the consumer who has erroneously trusted the advertisement and FALSE "promises" of this bank and thus fallen victim, with this troublesome bank and its incompetent, dishonest employees and management staff, any of the above problems that the customer DARES to question (WHICH MUST ONLY BE QUESTIONED VIA THE MESSAGING SYSTEM, AS THE STAFF ARE TOO INCOMPETENT AND DISHONEST TO REPLY VIA PHONE CALL), THAT UNFORTUNATE CONSUMER WILL THEN BE OUSTED FROM THE BANK, WITHOUT WARNING, AND BE SUBJECTED TO HAVING HER MONEY HELP HOSTAGE, AND MEANWHILE BE DENIED ALL ACCESS TO HER ACCOUNTS, AND THEN BE FORCED TO WAIT FOR A SO-CALLED CHECK VIA OLD FASHIONED PHYSICAL MAIL!

if you dare to question these repeated problems that this corrupt bank, they'll shut down your account and STEAL all of your money--YES! They will hold your money hostage.
Then without warning, you'll a telephonic message from one of their incompetent grunts (staff refuse to disclose their last names due to the nature of their corrupt tactics against customers) that you account has been shut down, closed, and that this bank had ended its "relationship" with you, all with NO explanation or justification.
You'll suddenly be denied access to you account and your money will be held and stolen stolen from you-- held hostage, and you'll be told to go screw yourself--ALL WITHOUT A SHRED OF EXPLANATION.

My Banking Direct aka New York Community Bank aka NYCB.COM and its staff,, including but not limited to Catherine Verdade and Kelly and the others, is the MOST CROOKED, DECEPTIVE, REPULSIVE bank to ever do any business with and fall victim to for any reason.
Do NOT ever do ANY business, for ANY reason, with this bank.HIS BANK FINDS VICTIMS, NOT CUSTOMERS.
Today, there are so many more and more credit unions and other online banks that are honest and hard-working and willing to treat customers at least decently.
Go to any other banks, BUT STAY AWAY FROM THIS CROOKED INSTITUTION.

Also be aware that the bank executive, Katherine Verdade is a convicted child predator and a monster.
This bank goes by several different names:
nycb.com
My Banking Direct
New York Community Bank
New York Community Bankorp
My Banking Direct
This bank is a SCAM bank and steals money from people!