Scam: #5932

Scam Alert

Business

Posted By: Anonymous
Submitted: 03/05/2012
Severity: 10

Diversified Processing, Jassin York, Attorney

Cash Net USA

So Amhearst, New York

I kept getting calls from Cash Net USA every day, all hours of the day, even at 7:00am, pressuring me to pay off a payday loan of $300. Jerry McKenna called from a law firm, Jassin York. They had my SOCIAL, BANK INFO, DATE OF BIRTH, DAUGHTER'S NAME AND NUMBER, CASE NUMBER, ADDRESS, PHONE NUMBER, ETC. They said they're delivering a summons to my residence. They were taking me to court for non-payment; said charges would go up to $2500 to cover attorney and court fees. Being an elderly person with no money to make ends meet as it is, it made me very fearful. The woman who took my payment was Pat Allan; offered me a settlement of $200 and said my account would be reported as paid in full. I paid her the $200 out of my rent money. They gave me a Reference # for my payment. I felt so good to have this paid off. Later, Cash Net called and said they were not paid. I will never trust paying anyone over the phone again.

Why is it so easy to get our personal information from anyone?

Diversified Processing/Jassin York: 888-416-8614

I kept getting calls from Cash Net USA every day, all hours of the day, even at 7:00am, pressuring me to pay off a payday loan of $300. Jerry McKenna called from a law firm, Jassin York. They had my SOCIAL, BANK INFO, DATE OF BIRTH, DAUGHTER'S NAME AND NUMBER, CASE NUMBER, ADDRESS, PHONE NUMBER, ETC. They said they're delivering a summons to my residence. They were taking me to court for non-payment; said charges would go up to $2500 to cover attorney and court fees. Being an elderly person with no money to make ends meet as it is, it made me very fearful. A woman I spoke with named Pat Allan offered me a settlement of $200 and said my account would be reported as paid in full. I paid her the $200 out of my rent money. They gave me a Reference # for my payment. I felt so good to have this paid off. Later, Cash Net called and said they were not paid. I will never trust paying anyone over the phone again.

Why is it so easy to get our personal information from anyone?
Diversified Processing/Jassin York: 888-416-8614

Comments

CashNetUSA

Submitted: 03/06/2012

Hi Anonymous,
Cash America International, Inc. and its subsidiaries (CashNetUSA, Cash America, Cashland, Payday Advance and SuperPawn) along with many other lenders have been targeted by several unknown and illegal organizations that are making fraudulent debt collections calls and referencing our company’s name.

Please remember:

· These calls are not being made by us or anyone affiliated with us.

· The Cash America family of companies values all of its customers, always obeys all collection laws and is working directly with federal and state authorities to stop these fraudsters.

· You can help us by calling us to complete a short incident report about your situation.

Recognizing Fake Collectors

A collector may be fraudulent if:

You have never received a loan from CashNetUSA, Payday Advance, Cashland, Cash America or SuperPawn.

You received a loan with one of our businesses, but paid it back in full.

The caller is unwilling to provide payment history information or proof of a loan agreement.

The caller threatens violence or uses foul language.

The caller threatens arrest or other criminal action or claims they are members of law enforcement including police officers or FBI agents.

The caller has a strong foreign accent and speaks English poorly

After you receive a Fraudulent Collector Call

Some of these tips come too late in your case, Anonymous, but they could help others in your situation who come across this post.

Please be aware that the fake collectors may have a lot of real information about you, as you said above in your post. Typically, they received this information from a fake website that was set up to steal personal information.

Do not give out or confirm any personal information to the callers unless they are able to proof they are legitimate by providing you with loan contract or payment history information.

Tell them that you will not to make any payments or give out any personal information unless the details of the original loan can be confirmed.

It is OK to hang up on abusive or threatening debt collectors

Unfortunately, because we are in no way associated with these companies, we are unable to stop them from making the calls.

FILE A REPORT IMMEDIATELY

We take the information you provide and work with Law Enforcement to track down these illegal companies.

If you are a current or former CashNetUSA customer or have never taken out a loan with CashNetUSA or any of its affiliates, please call us at 866-254-3581 to file an incident report.

If you are a current Cash America, Payday Advance, Cashland or SuperPawn customer, please contact the customer service number located on your loan documentation to file an incident report (this isn't applicable to you, Anonymous, but may be to others)

Filing a report does matter. By working together, we can hopefully put a stop to these scammers. Here is a link from the Federal Trade Commission (FTC) showing progress they are making in stopping these fake collections scams:

http://www.ftc.gov/opa/2012/02/acc.shtm

For more information, please refer to this FBI report on fraudulent debt collectors:

http://www.fbi.gov/scams-safety/e-scams

If you also wish to file a report with the FBI, you may do so at this site:

www.IC3.gov

The Federal Trade Commission (FTC) published a list of Debt Collection Questions and Answers:

· http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm

Finally, please know that this information is not provided by a lawyer and is not intended to be legal advice. I hope that all of this information helped you, Anonymous.